5 Best Payment Gateways For Digital Marketing - Express ME

5 Best Payment Gateways For Digital Marketing

Hello everyone, Today I’m going to tell you about 5 best Payment Gateways. So in the last blog I wrote about Top 5 Winning Product’s For Digital Marketing. You can read that blog if you haven’t already. So in that blog i also explained how you can sell digital product through your website.

You know that to purchase anything online you need to pay via a payment app like Google Pay, PhonePe, Paytm and many more. To pay anyone you need their UPI ID or number or some payment details which is not possible to share your payment info on your website to accept payments also in normal payment processing system there is no callback system.

When someone pays for a product, a message is sent from the server to confirm whether the payment was successful or if there were any errors. You can’t implement this system with your normal payment app. When someone pays through a payment gateway service, the server returns a message indicating whether the payment was successful or failed and you can implement that service in any website or app.

To save your time i have create this list.

NameBest forApproval TimePlatform Fee
Razorpaye-Commerce7-14 Days2-5%
InstamojoDigital Products7-14 Days5%
CosmofeedDigital ProductsInstent10%
PayUe-Commerce2-3 Days2% + GST
Stripee-Commerce1-2 Days2.7%

5 Best Payment Gateways


Razorpay is an Indian company that provides a payment gateway for businesses to accept online payments. It is a popular option for businesses in India due to its features such as

  • Payment pages
  • Payment links
  • Subscription system
  • Razorpay.me link
  • Payment buttons
  • Payment API

There are many more things in Razorpay easy to implement in any app or website. if you are using WordPress or Shopify site Razorpay have their own plugin you simply implement it in one click.


Instamojo is an Indian platform specifically designed independent sellers and startups in the e-commerce space. You also sell your digital products through instamojo platform.

There is a good thing with Instamojo if you don’t have any site you create your own store using instamojo for Free of cost in the razorpay there is option to create payment pages but there is no option to create own store or customize themes.

Like razorpay instamojo also provide plugins for wordpress.


Cosmofeed is a different platform from others. Because they are using multiple payment gateways like razorpay, paytm payments gateway and provide you a recreated payment gateway with 10% platform fee.

But there is a good think you will get instant approval and you do not need any site or application for the approval and also you will get instant settlement.

The features of Cosmofeed

  • Payment Page
  • Locked Content
  • Premium Telegram Channel
  • Event
  • Course
  • Community

So those are the cool features of Cosmofeed.

You can sell your products, Courses or if you have any telegram channel and you want users pay to join your channel then there is also an option in the Cosmofeed platform.

You can also create free & paid community groups.


PayU is a payment gateway that allows businesses to accept online and offline payments. It is a popular option in India, but also offers services globally.

The features of PayU

  • Payment Acceptance
  • Easy Integration
  • Analytics Dashboard
  • Subscriptions processing
  • International payments acceptance

Overall, PayU is a comprehensive payment gateway solution for businesses in India and abroad. If you’re looking for a way to accept a variety of online payments, PayU could be a good option for you.

If you have used Facebook Ads before, you may have noticed that when adding funds to your wallet, Facebook uses the PayU payment gateway to process payments.

So PayU is a trusted & a good platform.


Stripe is a payment gateway that offers a suite of financial tools for businesses to accept online payments in a user friendly way.

What Stripe offers?

  • Streamlined Checkout
  • Global Reach
  • Extensive Payment Methods
  • Subscription Management
  • Fraud Prevention
  • Revenue Management


  • Frictionless Customer Experience: Stripe’s focus on checkout optimization can lead to higher conversion rates for your business.
  • Reduced Costs: Global reach and multicurrency support can help streamline international transactions and potentially reduce fees.
  • Scalability: Stripe’s platform is designed to grow with your business, accommodating your evolving needs.
  • Security: Stripe prioritizes security with fraud prevention tools and data encryption.

Stripe is a powerful payment gateway solution for businesses of all sizes, particularly those looking to expand globally and prioritize a smooth customer experience.


In conclusion, if you’re from from india and if you don’t have any website but you still want to sell digital products then go with Cosmofeed that will be the best for you because there is no headache for the approval process.

But if you have a website and a good business model then with Razorpay because of the low platform fee. For my business, I actually use Razorpay and Cosmofeed, but the other platforms are good too.

It depends on your business model which payment gateways suit your business. I hope this blog clears all your doubts. Thank you.

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